We would like to thank Brad for his hard work, he did ALL our running around for us and we would not be where we are today without him. He explained everything to us and made sure we understood everything before we moved forward. He is very clear and and great at explaining the way Government Grants and Legislation works. We were not the usual customer, originating from overseas with foreign business and property Brad took us on when other big name banks would not even speak to us. We are so happy with his service and will be going to Ocean Home Loans in the future.