Ocean Home Loans mortgage brokers specialize in all types of residential home loans, investment loans & construction loans. We recognize that each client has specific needs in relation to their finance. We strive to meet those unique requirements through our knowledge and expertise gained from many years’ experience in the mortgage and finance industry.
We are your one stop shop whatever your situation is; whether you need to refinance your existing home loan, source a new home loan, access the equity in your property for an investment loan or for a SMSF loan to purchase a property for your Self Managed Super Fund, Ocean Home Loans credit advisers are here to help.
Home loans from over 30 lenders
Ocean Home Loans mortgage brokers have access to a panel of over 30 lenders to choose from, giving you the confidence in knowing that whatever your particular circumstance, you can be confident that Ocean Home Loans will get your home loan or investment loan approved first time, every time.
We are Mortgage Brokers that don’t charge fees for our services
Our services are completely free for residential home and investment loans, above $200,000. Ocean Home Loans mortgage brokers don’t charge fees for residential loans above $200,000, we are paid a commission by the lender, which is always fully disclosed to you, and this does not affect the type of loan or the interest rate you receive. We will only charge a brokerage fee for short term loans and some types of commercial loans.
For residential loans under $200,000 we charge a flat fee for our Credit Advice, this will be provided to you before proceeding with an application in our quote document.
The loan recommended to you by Ocean Home Loans mortgage brokers is the same loan a bank, building society, non-bank or credit union would offer you the borrower directly, plus we have access to lenders that only deal with finance brokers, giving you even greater choice.
We get paid by the lender for doing the work that would otherwise be done by a bank lending officer, you pay the same rate as if you went to the lender directly.
However unlike a bank, we can help you choose from a wide variety of lenders and get the best option for your needs.
MFAA & AFCA membership
Ocean Home Loans mortgage brokers are members of the MFAA & AFCA and we are bound to uphold the highest level of standards with our work. Members must meet strict experience, education, ongoing training and insurance requirements to renew their membership each year.