With so many different refinance home loans on the market, finding the mortgage that is suitable for you is not as simple as it used to be.
Home loans have become far more sophisticated in recent years, many mortgages have standard features like offset accounts, account splitting, fee free credit cards & free transactional bank accounts. These features can provide you with more flexibility when managing your mortgage loan.
It’s worth looking into whether your current mortgage offers you the flexibility you need to meet your financial goals. If not, it might be time to consider your refinance options.
If you want to refinance your current mortgage or investment mortgage there are a range of loan types available to you that may save you money, provide you with greater flexibility and peace of mind.
Refinancers can choose from a wide selection of loan types, such as:
Refinance Home Loans – why should I?
There are a variety of reasons why you might want to refinance your home or investment mortgage:
- You’re paying an unreasonably high interest rate
- You’re paying outrageous fees
- You’re frustrated by inadequate service
- Your loan doesn’t give you the features you need
- You’re paying for features you don’t use
- Your financial circumstances have changed
- You want to consolidate all of your debts
Whatever your reason, Ocean Home Loans mortgage brokers can help you save on interest, improve your cash flow and tailor a product to suit your current needs, so contact us on 07 5593 1420 to talk with an Ocean Home Loans mortgage broker or enquire online and we will contact you as soon as possible to discuss your options.
Refinance Home Loans – What about the costs?
There are certainly costs involved in refinancing your mortgage, however when refinancing you are often incurring these costs to gain a greater benefit. Common costs incurred may be;
- Application fee
- Property Valuation fee
- Mortgage Insurance (depending on how much you are borrowing)
- Solicitor documents and services fees
- Government fees and charges
- Title insurance
- Discharge fee
- Penalty payment
Ocean Home Loans mortgage brokers will compare refinance home loans from over 30 lenders Australia wide. We’ll identify the right refinance mortgage product for you by assessing interest rates, fees, loan structures, terms and conditions, as well as additional features such as internet banking, discounted credit cards and insurance products.
Apply for a Refinance Mortgage
Please contact us on 07 5593 1420 to talk with an Ocean Home Loans mortgage broker who can give you expert advice on refinance mortgage loans or investment home loans, or enquire online and we will contact you as soon as possible to discuss your options.
Expect more from Ocean Home Loans…