Ocean Home Loans mortgage brokers have assisted customers throughout the Gold Coast region of Queensland, Australia since 2004. We also have clients all over Australia, so no matter where you are located, an Ocean Home Loans Mortgage Broker can assist you.
For us Brad was the only one willing to take us on out of all the people we tried to contact regardi… Read more
Hi my name is tarun. I called Brad from ocean homeloans after I was rejected by other brokers as I w… Read more
Buying your first home and obtaining the loan can be a daunting prospect but Brad from Ocean Home Lo… Read more
Brad at Ocean Home Loans went above and beyond in helping us purchase our second property, his advic… Read more
We have been extremely happy with the professional service Brad has offered us throughout the build … Read more
Ocean Home Loans have assisted my husband and I over many years in sourcing the best home loan produ… Read more
Brad from Ocean Home Loans was very helpful. He always answered my emails and messages quickly. Ther… Read more
Brad was so helpful that it made for a very easy time for me I would highly recommend Ocean Home loa… Read more
Brad was very helpful. We were purchasing our first home so we didn’t know too much but he thoroughl… Read more
Would like to thank Brad for all his time and effort with our Investment Loan Application. Ours wasn’… Read more
I have used Brad’s services at Ocean Home Loans for 2 properties and found the process uncomplicated… Read more
Brad is the best – He has helped me a lot – always extremely responding, precise and caring. To choo… Read more
Brad was great to work with, very understanding of our needs, very accommodating and helpful. Nothin… Read more
Brad was great to work with. Worked in with my hours at work. Kept me in the loop all the way with t… Read more
Brad went above and beyond to ensure that we got the home loan we were after. We would highly recomm… Read more
We first used Brad at Ocean Home Loans 5 years ago. We contacted him again because we remembered how… Read more
I had liaised with several brokers in an attempt to consolidate a lot of unsecured debt I had in the… Read more
Excellent service. Dealt with Brad Kirwan who was outstanding, never minded the emails or phone call… Read more
Knowledgeable, flexible and a pleasure to deal with. Brad knows his stuff and doesn’t waste your tim… Read more
The circumstances around applying for an investment loan were complicated given that I’m currently l… Read more
I highly recommend Ocean Home Loans, while other lenders said no, Brad and his team said not a probl… Read more
We thought we had hit a dead end because of my bankruptcy many years ago. It seemed that despite hav… Read more
Highly recommend Brad, so easy to deal with, all questions answered in easy to understand terms, alw… Read more
Have been dealing with Brad for several years. He has arranged an owner mortgage and a investment mo… Read more
We would like to thank Brad for all his help. We are so thankful that Brad believed in us and didn’t… Read more
Brad was fantastic right from our initial phone conversation to our new house settlement I would not… Read more
Thank you so much for your help in securing a loan for our new home. I was starting to fee… Read more
We where involved in an on the spot multiple offer situation. I called Brad and he guided us through… Read more
Brad was extremely professional and helpful. I also found Brad very efficient and knowledgeable. I w… Read more
It is a pleasure to provide this recommendation about Ocean Home Loans. I am an Australian living ov… Read more
Specialising in all types of home loans, investment loans, SMSF loans, construction loans & first home buyer mortgages, Ocean Home Loans credit advisers have provided mortgage and financial solutions to our many customers since 2004.
With access to over 600 products and 30 different lenders, you can trust an Ocean Home Loans experienced mortgage broker to find exactly the right loan for you.
Why are we an Expert Mortgage Broker?
We have extensive experience in securing home loan and investment loan solutions for a large number of customers whose financial situations are wide and varied.
What sets us apart from other mortgage brokers is our credit knowledge and ability to get your home loan approved even if others have failed, unlike many other credit advisers we are experts in not only the easy to get approved loans (the ones the banks like to do) but also the loans they feel are in the too hard basket.
Is your situation a little too hard for the banks? We are experts in obtaining loan approvals for:
People with unusual employment situations
- People who have changed jobs and are now on probation
- Contractors, particularly those working in the Mining & IT industries
- People who receive part of their income as overtime, commission or as bonuses
- Casual workers
- Agency employees
- Short Term Self-Employed
First Home Buyer Specialists
- Family Guarantor home loans for first home buyers looking to borrow 100% plus of the purchase price
- 95% home loans for people in a good financial position
- Mortgages with no proof of savings required, ideal if your deposit is a gift from a family member
Home Loan Discounts:
- Negotiated interest rate discounts
Not a Resident
- Mortgages for Australians living overseas
- 457 visa mortgages for foreign citizens living in Australia on a working visa
- Mortgages for temporary residents living in Australia on a spouse or partner visa
Purchase / Refinance in a Company or Trust
- Company mortgages
- Family trust mortgages
- SMSF mortgages for Self Managed Superannuation Funds
Poor Credit History
- Defaults paid & unpaid, Judgements, Writs, Part IX Agreements & Bankruptcy
- Tax Debts
- Late Payments on existing debts
All loan recommendations are based on listening to your needs, which are then analysed using advanced computer software, we then give you a short list of loans to choose from, this includes a comparison of any loans recommended, including the upfront and ongoing fees and the comparison rates.
An Ocean Home Loans mortgage broker knows which lender can approve your loan. If you would like to find out more, then please call us now on 07 5593 1420 or enquire online and we will contact you as soon as possible to discuss all your options and secure you the best financial solution for your current needs.
Expect more from Ocean Home Loans…