I simply rang querying off there was a possibility of ever getting a loan again as I was ex bankrupt. Brad asked me a few simple questions and advised me that this would not be a problem. I am now a proud home owner again. If he can help someone like me he can help everyone. Not only did he assist me in my dream, but also a very competitive rate. All I can say Brad is a very knowledgeable professional in his industry, and was an absolute pleasure to deal with, 100 out of 100 from me.