I spoke to and then met Brad about a year ago. I had called a number of specialised lending services but knew that Oceans was the one for me. Brad is extremely knowledgeable and was sensitive to my limited understanding of mortgages. He took the time to explain things to me which was very much appreciated. He also went out of his way to ensure that the finance was honoured after unexpected and lengthy settlement delays. This showed me that I wasn’t just another loan applicant but a person who was relying on this purchase to start a new life and have an asset. I have full intentions of using Oceans again very soon and have recommended them to others.