Ocean Home Loans mortgage brokers have assisted customers throughout the Gold Coast region of Queensland, Australia since 2004. We also have clients all over Australia, so no matter where you are located, Ocean Home Loans can assist you.
Specialising in all types of home loans, investment loans, SMSF loans, construction loans & seniors equity release reverse mortgages, Ocean Home Loans credit advisers have provided mortgage and financial solutions to our many customers since 2004.
With access to over 600 products and 30 different lenders, you can trust Ocean Home Loans experienced mortgage brokers to find exactly the right loan for you.
Why are we Expert Mortgage Brokers?
We have extensive experience in securing home loan and investment loan solutions for a large number of customers whose financial situations are wide and varied.
What sets us apart from other mortgage brokers is our credit knowledge and ability to get your home loan approved even if others have failed, unlike many other credit advisers we are experts in not only the easy to get approved loans (the ones the banks like to do) but also the loans they feel are in the too hard basket.
Is your situation a little too hard for the banks? We are experts in obtaining loan approvals for:
People with unusual employment situations
- People who have changed jobs and are now on probation
- Contractors, particularly those working in the Mining & IT industries
- People who receive part of their income as overtime, commission or as bonuses
- Casual workers
- Agency employees
- Short Term Self-Employed
First Home Buyer Specialists
- Guarantor home loans for first home buyers looking to borrow 100% plus of the purchase price
- 95% home loans for people in a good financial position
- Mortgages with no proof of savings required, ideal if your deposit is a gift from a family member
Home Loan Discounts:
- Negotiated interest rate discounts
Not a Resident
- Mortgages for Australians living overseas
- 457 visa mortgages for foreign citizens living in Australia on a working visa
- Mortgages for temporary residents living in Australia on a spouse or partner visa
- Loans for foreign investors looking to purchase real estate in Australia
Purchase / Refinance in a Company or Trust
- Company mortgages
- Family trust mortgages
- SMSF mortgages for Self Managed Superannuation Funds
Poor Credit History
- Defaults paid & unpaid, Judgements, Writs, Part IX Agreements & Bankruptcy
- Tax Debts
- Late Payments on existing debts
All loan recommendations are based on listening to your needs, which are then analysed using advanced computer software, we then give you a short list of loans to choose from, this includes a comparison of any loans recommended, including the upfront and ongoing fees and the comparison rates.
Ocean Home Loans mortgage brokers know which lender can approve your loan. If you would like to find out more, then please call us now on 07 5593 1420 or enquire online and we will contact you as soon as possible to discuss all your options and secure you the best financial solution for your current needs.
Expect more from Ocean Home Loans…