Ocean Home Loans mortgage brokers have assisted customers throughout the Gold Coast region of Queensland, Australia since 2004. We also have clients all over Australia, so no matter where you are located, Ocean Home Loans can assist you.
Brad was very helpful. We were purchasing our first home so we didn’t know too much but he thoroughly explained all our options and kept us informed the whole time. We definitely be using him again.
Brad was great to work with. Worked in with my hours at work. Kept me in the loop all the way with the banks. Happy to explains thing in layman terms and was very professional in his approach to the whole experience. I would recommend him to anyone that wanted a professional broker to work with and … Read more
We thought we had hit a dead end because of my bankruptcy many years ago. It seemed that despite having a flawless credit rating for over 7 years the stigma was hanging on. Brad found the solution and here we are happily living in our new home. I could not praise Brad more highly for his professiona… Read more
Ocean Home Loans have assisted my husband and I over many years in sourcing the best home loan products for our needs. Brad’s extensive experience in the finance and banking industry make him a real asset when finding the best possible solution tailored to your individual needs. He offers honest, re… Read more
Brad is the best – He has helped me a lot – always extremely responding, precise and caring. To choose him was the best choice ever. Great Guy and Excellent Professional.
Hi my name is tarun. I called Brad from ocean homeloans after I was rejected by other brokers as I was temporary resident and my credit history was bad. Brad understood my case. He guided me properly through the whole process and got my home loan approved. He knew what he was doing and moreover he w… Read more
Highly recommend Brad, so easy to deal with, all questions answered in easy to understand terms, always available for help or last minute questions – fabulous service.
Buying your first home and obtaining the loan can be a daunting prospect but Brad from Ocean Home Loans made the whole process very streamlined and stress free. I found Brad to be very prompt and knowledgeable in assessing my needs. I can highly recommend Ocean Home Loans and will be using them in a… Read more
Excellent service. Dealt with Brad Kirwan who was outstanding, never minded the emails or phone calls regarding clarification. Came around after hours to assist. Offered to come into workplace to drop forms off. Even arranged a congratulations gift after everything was settled, great personal touch … Read more
For us Brad was the only one willing to take us on out of all the people we tried to contact regarding our circumstances, Brad was very professional, helpful and knew what he was talking about, even though he was in a different state he made everything happen and we we got approved for our home loan… Read more
I have used Brad’s services at Ocean Home Loans for 2 properties and found the process uncomplicated and easy. Brad was always available and walked us through each step, right up to the end and even checked in post settlement to make sure we were OK. I would recommend Brad to all my friends and will… Read more
Brad was fantastic right from our initial phone conversation to our new house settlement I would not hesitate in recommending ocean home loans.
Brad was great to work with, very understanding of our needs, very accommodating and helpful. Nothing seemed to be too much trouble. I would definitely recommend him to others
Brad at Ocean Home Loans went above and beyond in helping us purchase our second property, his advice and expertise was very reassuring, if we had any question or query he would go out of his way to get the answer as soon as he could. I would and will be referring anyone who is looking to purchase a… Read more
We have been extremely happy with the professional service Brad has offered us throughout the build of our first home. He has always been happy to answer any questions we had, responded to emails promptly and if he didn’t have the answer we needed, he searched for it and responded appropriately. We … Read more
The circumstances around applying for an investment loan were complicated given that I’m currently living overseas. Brad was extremely responsive, detailed and organized in his recommendation on how to proceed as well as advising on all documentation required to ensure a successful application. I’ve… Read more
Knowledgeable, flexible and a pleasure to deal with. Brad knows his stuff and doesn’t waste your time.
I highly recommend Ocean Home Loans, while other lenders said no, Brad and his team said not a problem. Help was provided right through the entire process.
Thank you so much for your help in securing a loan for our new home. I was starting to feel like it wasn’t going to happen for us and will forever be thankful for your help. We love our new place and are once again enjoying life owning our own slice of heaven. Thanks and we would recommend… Read more
I had liaised with several brokers in an attempt to consolidate a lot of unsecured debt I had in the form of credit cards and personal loans. Brad was the only one who was able to fully understand my situation and was able to obtain a suitable option for me to refinance my current home loan and get … Read more
It is a pleasure to provide this recommendation about Ocean Home Loans. I am an Australian living overseas, seeking help with homes loans is not always straight forward, but working with Brad Kirwan I found that he was motivated, honest, professional and he took the time to work through complex issu… Read more
We would like to thank Brad for all his help. We are so thankful that Brad believed in us and didn’t judge us. Brad’s advise and assistance was and is very valuable. We honestly don’t think we would have never purchased a home again if we hadn’t found Ocean Home Loans. We highly recommend Ocean Home… Read more
Brad was extremely professional and helpful. I also found Brad very efficient and knowledgeable. I will use Ocean Home Loans again.
Specialising in all types of home loans, investment loans, SMSF loans, construction loans & first home buyer mortgages, Ocean Home Loans credit advisers have provided mortgage and financial solutions to our many customers since 2004.
With access to over 600 products and 30 different lenders, you can trust Ocean Home Loans experienced mortgage brokers to find exactly the right loan for you.
Why are we Expert Mortgage Brokers?
We have extensive experience in securing home loan and investment loan solutions for a large number of customers whose financial situations are wide and varied.
What sets us apart from other mortgage brokers is our credit knowledge and ability to get your home loan approved even if others have failed, unlike many other credit advisers we are experts in not only the easy to get approved loans (the ones the banks like to do) but also the loans they feel are in the too hard basket.
Is your situation a little too hard for the banks? We are experts in obtaining loan approvals for:
People with unusual employment situations
- People who have changed jobs and are now on probation
- Contractors, particularly those working in the Mining & IT industries
- People who receive part of their income as overtime, commission or as bonuses
- Casual workers
- Agency employees
- Short Term Self-Employed
First Home Buyer Specialists
- Guarantor home loans for first home buyers looking to borrow 100% plus of the purchase price
- 95% home loans for people in a good financial position
- Mortgages with no proof of savings required, ideal if your deposit is a gift from a family member
Home Loan Discounts:
- Negotiated interest rate discounts
Not a Resident
- Mortgages for Australians living overseas
- 457 visa mortgages for foreign citizens living in Australia on a working visa
- Mortgages for temporary residents living in Australia on a spouse or partner visa
Purchase / Refinance in a Company or Trust
- Company mortgages
- Family trust mortgages
- SMSF mortgages for Self Managed Superannuation Funds
Poor Credit History
- Defaults paid & unpaid, Judgements, Writs, Part IX Agreements & Bankruptcy
- Tax Debts
- Late Payments on existing debts
All loan recommendations are based on listening to your needs, which are then analysed using advanced computer software, we then give you a short list of loans to choose from, this includes a comparison of any loans recommended, including the upfront and ongoing fees and the comparison rates.
Ocean Home Loans mortgage brokers know which lender can approve your loan. If you would like to find out more, then please call us now on 07 5593 1420 or enquire online and we will contact you as soon as possible to discuss all your options and secure you the best financial solution for your current needs.
Expect more from Ocean Home Loans…